In today’s world, life is complicated. From work and family commitments to the ever present social media, it can all be too much. If you are struggling to get everything done, it’s time to make a conscious decision. It’s all about simplifying. If you aren’t sure how to get started, here’s a few tips designed to help you simplify your life.
- Designate one day a week for shopping.
If your schedule and budget can accommodate this, choose one day a day for all your essential shopping. This includes groceries, toiletries, etc. Yes, you may spend a little bit more in your single trip than you would if you spread it across five trips, but you’ll save effort, time, and even gas.
- Don’t wait to start your holiday shopping.
There’s no rule that says you have to wait until November to start on your Christmas shopping. This is something you can do year-round. As an added bonus, you are likely to find some amazing bargains along the way and you can relax in December when everyone else hits the stores in a panic.
- Say goodbye to your landline.
If your cell phone or VOIP service use is unlimited, get rid of your home phone. After all, how often do you really use it? You’ll cut your bill and simplify your life.
- Automate bill paying and saving.
While you are getting rid of your home phone, take the time to schedule your bills and recurring transactions, such as an IRA deposit, to be done automatically. You’ll save time and won’t be hit by late fees when you forget to pay a bill.
- Consolidate your accounts.
It’s also the perfect time to simplify your life by consolidating your banking and saving accounts and roll over your old 401 (k) balances into your current 401(k) or into a qualified IRA. The less paperwork, the better.
- Learn to say NO.
Two of the things that makes life so complicated are too many commitments and being overscheduled. If possible, take the opportunity to say “no” and decline projects, obligations, and activities that are just too much to handle right now.
- Take the opportunity to clean as you go.
Cleaning as you go can help keep messes from turning into overwhelming nightmares. Taking the time to clean up as you mess up will make things much easier.
- Get rid of the clutter.
Physical clutter makes you feel stressed and even depressed. Decluttering your cars, home, and office can make things much more simple. You’ll be able to find the things you are looking for and relax in your chaos free world.
- If possible, work from home.
If you have the option of telecommuting, take it. Not only will this reduce how long it takes you to get ready for work, avoid traffic, and decrease your gas costs, but you may even be able to take care of a few household chores throughout the day.
- Utilize the cloud for backing up your data.
Do yourself a huge favor and get rid of the nightmare that comes with permanently lost data. Use cloud services to protect your personal files, tax info, work projects, and other important information.
- Set personal and professional goals.
Goals help you create a path that directs you toward achievement. Be sure to clarify your goals, so there’s no confusion.
- Commit to getting rid of your debt.
Debt definitely complicates life. Simplify your approach to spending and start working on paying down what you owe.